Commercial Real Estate Funding Programs

Program Name	Program Parameters	Documents Needed	Min/Max
Instrument Backed Lending Program	Direct Private Lending Program 1-2% of loan amount paid upon issuance of Conditional Loan Commitment (credited at close) 5 Year Term - IO after the First Year Interst Only Payments-12 month Reserve Placed in Escrow 4-5 Points Total Fees Full Recourse Rates starting at 8.5% IO 30 - 45 days to close from receipt of conditions	SMA Loan Application Business Plan w/Detailed Use of Funds & Executive Summary Pro Forma for 5 years Recent Appraisal Financials (if applicable) Draw schedule (construction) Project Timeline (construction) Purchase Agreement (if applicable) Existing Loan Details (refinance) Copy of Passport and DL	$10m/$300m
10% Deposit Loan Program	LIBOR + 2 2-4 year Term 4 Points Non Recourse 30 Days to Close 4 business days for Approval 10% deposit stays in borrower’s account but is blocked by lender for their use in trading platforms Deposit stays in account for life of loan	Business Plan / Executive Summary (CIS) Customer Info Sheet Letter of Engagement by borrower. (example given) Proof of Funds 10% deposit	$10m/No Max
Instrument Backed Program	100% LTV Rates - LIBOR 30 day, Interest Only Non Recourse 7 Year Term, Annual Renewal 2-4 Points Instrument must be verifiable with CUSIP or ISIN Lender must be able to speak with owner of the instrument Lender must be able to speak with banker where instrument is housed Lender must be able speak with instrument/collateral provider direct Instruments include: BGs, SBLCs, DPLC's, CD's, Bonds and MTN etc. 30 Day Closing	Business Plan (CIS) Customer Info Sheet Instrument Documentation Bios	$5-10M/No Max
Platinum Program	6.5% rate Non Recourse 5 Year Term 4 Points 2.5% placed in escrow if over $50m 4.5% placed in escrow if $10m-$49m Escrows Released at Funding	Business Plan Customer Info Sheet Proof of funds for 2.5%-4.5% 5 year Pro Forma Appraisal Bios Draw Schedule (Construction)	$10m/No Max

Give us a call today, and we’ll help you get started and answer any other questions you may have.